Waterfront • Luxury • Custom Homes

Welcome toTONI PALMER REAL ESTATE

Helping you live where others vacation.

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Meet Toni Palmer

A Local Perspective. A Professional Eye. Straightforward Guidance.

Toni Palmer is a REALTOR® with The Experience Northwest, licensed in both Idaho and Washington and specializing in luxury homes, waterfront properties, relocation, acreage, land, and custom construction.


Before real estate, Toni spent 14 years as a professional wedding photographer, where she learned to listen closely, anticipate needs, and pay attention to the details that matter. Today, that same mindset shapes how she guides clients and how she presents distinctive properties.

Having made the move to North Idaho herself, Toni also understands that choosing a home here is about more than the property. It is about finding the community, lifestyle, land, water, and everyday rhythm that fit the life you want to build.

MEET TONI
WORK WITH TONI

North Idaho Real Estate

Waterfront. Luxury. Relocation.

Three distinct paths, one local perspective. Explore life on the water, distinctive luxury and custom properties, or the guidance you need to make North Idaho home.

Waterfront Living

Life on the Water, Elevated.

Explore lakefront homes, waterfront communities, and properties where the setting is every bit as important as the home itself.

Explore Waterfront

Luxury & Custom Homes

Distinctive Homes Deserve a Distinctive Approach.

Explore luxury, custom construction, and exceptional properties defined by architecture, craftsmanship, privacy, views, and thoughtful presentation.

Explore Luxury Homes

Relocating to North Idaho

Find the Place That Fits the Life You Want.

Compare communities, property types, commute times, lifestyle, land considerations, and the local details that matter before choosing where to call home.

Plan Your Move

14 YearsProfessional Photography

Presentation is not an extra. It is part of the strategy.

Luxury & Custom Homes

Exceptional Homes Require a Different Level of Presentation.

Luxury and custom properties are rarely defined by square footage alone. Architecture, craftsmanship, privacy, land, views, and setting all shape how a home should be positioned and presented.

Toni approaches distinctive properties with a strategy built around what makes each home different, from the way it is presented visually to how it is positioned for the right buyer. The goal is to make the property feel intentional, elevated, and clearly differentiated from a standard listing.

PresentationProfessional photography, video, and visual storytelling.

PositioningA strategy shaped around the property, setting, and buyer.

ExposureDigital marketing, social media, and dedicated property presentation.

Explore Luxury Homes
See My Seller Approach

NORTH IDAHO, WITH CONTEXT

North Idaho Is a Lifestyle Decision Before It’s a Property Decision.

A large portion of my buyers are moving from outside the area, so my work often starts long before a showing. I help clients compare communities, commute times, property values, taxes, lifestyle differences, and what different price points can realistically offer.

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Find the Right Community

Coeur d’Alene, Hayden, Post Falls, Rathdrum, Sandpoint, and surrounding communities each offer a different version of North Idaho. I help you narrow the map before you narrow the homes.

Tour From Anywhere

If you cannot travel here frequently, I can provide virtual showings, video walkthroughs, neighborhood tours, and local insight throughout the process.

Buy With Context

Waterfront, acreage, rural property, and new construction come with different questions. I help you understand what deserves closer attention and connect you with the right local professionals when needed.

Leaving Washington for North Idaho?

I previously moved my own family from the Seattle area to North Idaho, so I understand the excitement, questions and decisions that come with relocating. I’m licensed in both Idaho and Washington. If you’re comparing communities across the state line, I can help you think through housing, property taxes, commute times, utilities, acreage, property types, and the buying process with local context on both sides.

Plan Your Move

North Idaho Relocation Guide

Start Your Research Before You Start Packing.

If North Idaho is still an idea rather than a moving date, the relocation guide is a practical place to begin. Use it to compare communities, get oriented, and build a clearer picture of where you might fit. You don’t need to know exactly where you want to live before reaching out.

Get the Relocation Guide

Explore North Idaho

Choose the Place Before You Choose the Property.

From lakefront living and vibrant downtown communities to quiet neighborhoods, acreage, mountain views, and small-town living, North Idaho offers very different ways to live. Start with the communities, then explore the homes.

Explore All Areas
Coeur d'Alene
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Coeur d'Alene

Hayden
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Hayden

Post Falls
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Post Falls

Rathdrum
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Rathdrum

Athol
Explore

Athol

Sandpoint
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Sandpoint

Priest River
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Priest River

Spirit Lake
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Spirit Lake

Sagle
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Sagle

Spokane Valley
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Spokane Valley

For Buyers

The Right Area Comes Before the Right House.

My buyer service is built around what actually matters to you: location, lifestyle, acreage, water access, privacy, commute, views, outdoor space, new construction, and proximity to amenities. For relocation clients, that often begins before we ever walk through a home.

Explore Buying in North Idaho

For Sellers

Your Home Should Never Feel Like Just Another MLS Listing.

Your home deserves more than a standard listing. Toni combines strategic pricing, elevated presentation, targeted digital marketing, social media exposure, and a thoughtful approach to positioning each property for the right buyer.

See My Seller Approach

Featured Waterfront Homes

Waterfront, Front and Center.

From Lake Coeur d’Alene and Hayden Lake to Lake Pend Oreille, Priest Lake, and waterfront communities throughout North Idaho, explore homes where the setting is just as important as the property itself.

View Waterfront Homes
$1,200,000
3055 E Rivercrest DR
Post Falls, ID
5 Beds 4,624 Sqft
$319,000
279 Birch AVE
Ponderay, ID
2 Beds 871 Sqft
$649,900
304 W GARFIELD BAY RD
Sagle, ID
3 Beds 1,369 Sqft
$389,000
94 Washington ST
Priest River, ID
3 Beds 1,754 Sqft
$415,000
4580 W Greenchain Loop #5
Coeur d'Alene, ID
2 Beds 1,288 Sqft
$1,200,000
10716 N LAKEVIEW DR
Hayden Lake, ID
2 Beds 1,447 Sqft
$1,325,000
455 S PRESTIGE CT
Post Falls, ID
4 Beds 2,722 Sqft
$1,897,000
2937 E Upper Hayden Lake RD
Hayden, ID
3 Beds 2,310 Sqft
$1,195,000
3607 S Eddyville Road
Harrison, ID
2 Beds 984 Sqft
$1,649,000
3270 N Waterwood Ln
Coeur d'Alene, ID
5 Beds 3,748 Sqft
$825,000
415 W WATERSIDE DR #102
Post Falls, ID
3 Beds 1,500 Sqft
$819,995
3276 N Grandmill LN #103
Coeur d'Alene, ID
4 Beds 1,953 Sqft
$2,425,000
5722 W Quaking Aspen Dr
Coeur d'Alene, ID
4 Beds 4,182 Sqft
$599,000
33951 N Harborview Marina #19
Bayview, ID
3 Beds 1,288 Sqft
$975,000
15751 Dufort Rd
Priest River, ID
3 Beds 1,674 Sqft
$595,000
301 Iberian Way #218
Sandpoint, ID
2 Beds 1,208 Sqft
$2,625,000
15999 S National DR
Coeur d'Alene, ID
3 Beds 2,676 Sqft
$1,795,000
2495 W Cliffdwellers Rd
Worley, ID
3 Beds 2,000 Sqft
$1,195,000
405 Slaveck
Dover, ID
4 Beds 2,072 Sqft
$669,000
511 Guthrie PL UNIT 503
Dover, ID
2 Beds 1,378 Sqft
$310,000
8893 E Waxwing Way
St. Maries, ID
1 Beds 240 Sqft
$325,000
34179 Scenic Bay Rd #7
Bayview, ID
1 Beds 510 Sqft
$27,000,000
8555 S Red Hog Rd
Coeur d'Alene, ID
5 Beds 7,253 Sqft
$3,699,000
2953 E Point Hayden DR
Hayden Lake, ID
7 Beds 5,908 Sqft

North Idaho, As I See It

The Homes Are Only Part of the Story.

North Idaho is lake days, mountain views, neighborhood routines, open land, downtown evenings, and the small details that make a place feel like home.

North Idaho on Film

See North Idaho Beyond the Listings.

Community tours, property insights, local guidance, and a closer look at everyday life across North Idaho.

Watch on YouTube

Client Stories

Honest Information. Strong Communication. Someone in Your Corner.

That is the standard I want every client to feel, whether they are moving across town or across the country.

"Working with Toni was an amazing experience. She helped us relocate from out of state to North Idaho, and the whole process felt surprisingly smooth because she was extremely caring from start to finish. She took the time to understand what we needed, communicated clearly, and kept everything organi…
ragaskin98
"Toni was great and very knowledgeable. It was impressive how she followed through with every request and the response timing was very good.I would highly recommend Toni for any real estate needs."
Shane Carlile
"Toni has been the best realtor i could have asked for to help me relocate frome a different state to Idaho. My family and I cant say enough about her she goes the extra mile for her clients. Things that I couldn't make it toshe would be there in my sted ( house inspections, and driving through neigh…
Jonna Hiner
"Toni was a fantastic realtor. She gave great input, had a strong understanding of what we wanted and gave us great showings. She was flexible, she listened to us, and she was proactive working with the seller, escrow, and lender. She ultimately found our future home through her knowledge of the area…
Matthew golbranson
"Toni led us through a complicated transaction and kept us posted through every twist and turn. Her response to calls and texts was prompt and she was always willing to take the time to answer each and every question we asked. We hope to never move again, but if we do...we will reach out to Toni!"
michelleweedon0907

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